I am assuming by your answer that you surrendered the property and did not reaffirm this debt. If so, then no, you cannot be charged lawyer and court costs.
The foreclosure mills simply use the same forms over and over again. Your personal obligation was likely removed through the bankruptcy and [...]
About 30 to 40 days after filing the bankruptcy petition, you will have to attend a hearing presided over by a bankruptcy trustee. This hearing is called the First Meeting of Creditors. The trustee is not a judge, but an individual appointed by the United States Trustee to oversee bankruptcy cases. At the First Meeting [...]
After the bankruptcy petition is filed, the court mails a notice to all the creditors listed in the schedules. This usually takes a couple of weeks.
There are a lot of factors that come into play regarding credit cards. I advise you close them out, but it all depends on the credit card balance and terms and conditions. Some creditors may allow you took keep the credit card. However, it would make more sense to not keep the credit card since [...]